Business – Banking
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Question 1 of 70
1. Question
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Q. I’d like to _________________ an account.
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Question 2 of 70
2. Question
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Q. You don’t have any _________________ ( = money) in your account.
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Question 3 of 70
3. Question
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Q. The bank _________________ my husband’s credit card because he didn’t pay his credit card bills.
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Question 4 of 70
4. Question
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Q. A document which shows all your withdrawals and deposits (usually for one month) is called a “bank __________________”.
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Question 5 of 70
5. Question
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Q. What’s another way to say “To Withdraw”?
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Question 6 of 70
6. Question
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Q. I’d like to _________________ some money to my other account.
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Question 7 of 70
7. Question
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Q. A cashier’s check is a check that’s _________________ by a bank.
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Question 8 of 70
8. Question
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Q. Another way to say “debit card” is _________________.
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Question 9 of 70
9. Question
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Q. Is there _________________ around here somewhere? ( = a cash machine)
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Question 10 of 70
10. Question
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Q. If you’ve lost your bank card you can _________________ for a new one.
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Question 11 of 70
11. Question
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Q. Your _________________ rate determines the repayments you make on the money you borrow from a bank.
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Question 12 of 70
12. Question
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Q. The money you borrow from a bank is called a _________________.
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Question 13 of 70
13. Question
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Q. I have to _________________ another loan.
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Question 14 of 70
14. Question
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Q. If you’d like to buy a house, you will probably have to take out a _________________.
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Question 15 of 70
15. Question
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Q. A _________________ mortgage ensures that your interest rate will not change.
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Question 16 of 70
16. Question
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Q. Your home may be _________________ if you don’t keep up repayments on your mortgage.
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Question 17 of 70
17. Question
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Q. Usually banks have two types of personal accounts – checking and _________________.
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Question 18 of 70
18. Question
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Q. You can _________________ paying account fees if you keep a minimum daily balance of $1000 on your account.
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Question 19 of 70
19. Question
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Q. Person 1: What’s the _________________ on my account?
Person 2: It’s $450. ( = there’s $450 in your account)
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Question 20 of 70
20. Question
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Q. Usually, higher balances earn higher _________________ .
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Question 21 of 70
21. Question
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Q. This account offers easy access, no minimum balance and no monthly _________________.
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Question 22 of 70
22. Question
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Q. A high-yield account “yields” ( = pays) more _________________ than a normal account.
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Question 23 of 70
23. Question
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Q. If your check “_________________”, there was probably not enough money in your account to cover it.
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Question 24 of 70
24. Question
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Q. Many banks currently offer their customers the opportunity to do their banking _________________. ( = over the internet)
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Question 25 of 70
25. Question
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Q. A person’s credit _________________ is a formal evaluation of his/her loan-repayment history or potential.
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Question 26 of 70
26. Question
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Q. Informally, having a low credit-rating is referred to as having ” _________________”.
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Question 27 of 70
27. Question
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Q. A bank will not give you a loan unless you provide some kind of ____________________. ( = something of value as a guarantee of repayment)
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Question 28 of 70
28. Question
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Q. If your bank account goes into “overdraft”, it means ____________________.
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Question 29 of 70
29. Question
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Q. If your bank account goes into “overdraft”, it means ____________________.
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Question 30 of 70
30. Question
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Q. ____________________ a mortgage or other type of loan can lower the monthly payments owed on the loan.
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Question 31 of 70
31. Question
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Q. I’m sorry, Mr. Davis, but your check hasn’t ____________________ ( = gone through) yet.
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Question 32 of 70
32. Question
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Q. Do you have any ____________________ debts? ( = debts that you have not paid off)
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Question 33 of 70
33. Question
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Q. You’ll have to ____________________ these forms. Once you do that, I’ll give them to our bank manager for approval.
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Question 34 of 70
34. Question
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Q. We’ll ____________________ your lost card. No problem.
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Question 35 of 70
35. Question
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Q. To ____________________ money to someone’s account means to transfer money into someone’s account.
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Question 36 of 70
36. Question
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Q. We have to reset your ____________________ number. ( = the secret code for your bank/ATM card)
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Question 37 of 70
37. Question
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Q. I keep half of my savings in an account, and the other half in a ____________________ at my bank.
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Question 38 of 70
38. Question
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Q. A money market account is a combination checking and savings account, one in which your bank ____________________ your deposited money for you.
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Question 39 of 70
39. Question
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Q. Bankrate.com is a good place to check which banks and credit unions ____________________ for various accounts.
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Question 40 of 70
40. Question
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Q. Each account has different ____________________ ( = characteristics). You should decide which ____________________ are most important for you.
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Question 41 of 70
41. Question
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Q. A ____________________ bank account is one that you share with another person.
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Question 42 of 70
42. Question
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Q. I think that a business account is more ____________________ to your needs.
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Question 43 of 70
43. Question
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Q. One of the main duties of a financial ____________________ is to offer a range of non-deposit investment products and services.
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Question 44 of 70
44. Question
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Q. One of your responsibilities will be to ____________________ ( = put together) weekly and monthly financial reports for management.
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Question 45 of 70
45. Question
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Q. We closely monitor investment activity to ensure customers are receiving accurate investment ______________________. ( = advice)
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Question 46 of 70
46. Question
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Q. Please ______________________ ( = be patient with me). I’m new to investing.
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Question 47 of 70
47. Question
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Q. This investment will yield a higher ___________________. ( = you will make more money with this investment)
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Question 48 of 70
48. Question
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Q. My financial consultant helped me with my ___________________ planning.
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Question 49 of 70
49. Question
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Q. Investors with a ___________________ portfolio have several (or more) different investments.
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Question 50 of 70
50. Question
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Q. Let me ___________________ your account to reflect the changes.
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Question 51 of 70
51. Question
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Q. Asset ___________________ involves dividing an investment portfolio among different asset categories, such as stocks, bonds, and cash.
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Question 52 of 70
52. Question
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Q. In banking terms, someone’s portfolio is a collection of their ___________________.
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Question 53 of 70
53. Question
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Q. ___________________ investor is more likely to risk losing money in order to get better results.
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Question 54 of 70
54. Question
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Q. What’s the opposite of an aggressive investor?
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Question 55 of 70
55. Question
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Q. Proponents of diversification believe that you shouldn’t put all your eggs ___________________.
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Question 56 of 70
56. Question
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Q. ___________________ the stock market can be risky, but it often yields higher returns than other investments.
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Question 57 of 70
57. Question
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Q. A mutual fund is a form of ___________________ investment that pools money from many investors and invests their money in stocks, bonds, and other securities etc.
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Question 58 of 70
58. Question
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Q. A commodity is something that is relatively easily ____________________. (eg. crude oil, sugar, gold, etc.)
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Question 59 of 70
59. Question
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Q. Whenever I __________________ ( = notice) a trend, I let my clients know about it.
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Question 60 of 70
60. Question
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Q. What are the __________________ risks associated with this approach?
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Question 61 of 70
61. Question
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Q. Last July’s crisis sent financial markets into a ___________________. ( = they went down considerably)
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Question 62 of 70
62. Question
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Q. John A. Thain is often credited with ___________________ the New York Stock Exchange.
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Question 63 of 70
63. Question
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Q. He really turned this business ___________________ = He really made a big difference/ improvement.
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Question 64 of 70
64. Question
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Q. The new direction ___________________ among investors. ( = made investors very nervous)
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Question 65 of 70
65. Question
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Q. A year after he arrived, he ___________________ a deal to merge with a rival bank.
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Question 66 of 70
66. Question
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Q. He took a ___________________ ( = agreed to earn less money) to work here.
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Question 67 of 70
67. Question
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Q. In finance, a “write-down” refers to the process of reducing the book value of an asset because it is ___________________ ( = worth too much) compared to the market value.
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Question 68 of 70
68. Question
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Q. That bank did better than was expected last year because it took risks that it didn’t fully ___________________ ( = let people know about).
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Question 69 of 70
69. Question
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Q. Banks usually ___________________ higher rates on long-term loans.
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Question 70 of 70
70. Question
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Q. Great news! Our bank is now ___________________ higher rates on certain savings and checking accounts.
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